I am trying to get car insurance. It would cost me around £1000 for third party insurance with myself as the main driver, but if my father is the main driver and i am a named driver the premium would cost less than £1000. Is it permissible for me to gain this second type of insurance whereby i am a named driver even though my father wouldn’t use the car much because he has his own car (i.e. would really be the main driver and my father is named as the main driver just so that the premium...
