In one of your answers I had read that a seller can charge a larger amount for a deferred payment i.e. for example the buyer agrees to pay for the thing purchased after one year. You had answered that this is halal and does not amount to usury. Does the same analogy apply to money? Suppose money is lent. Can the lender ask for a larger amount when the person who has taken the money agrees to pay after one year? Does this amount to usury and interest which is haram? Please elaborate and clarify...
